OMAD?

Not sure if it’s directly related, but I donate to the Electronic Frontier Foundation (EFF). They’re quite active in the technology space and I feel that they also carry the FOSS ethos.

https://eff.org

You can also buy shielded Ethernet cables (especially for installation parallel to power lines) which would be much, much harder to jam.

Work is going to start providing lunch for all employees every working day, so I expect I’m gonna have to have a resolution to actively hit the gym more than I do now. I’ve always been a bit stingy with my portions for lunch which helps me to keep thinner, but if work has a nice hot lunch every day I am going to have to work harder.

The stock market and investing (at least investing for the average person) is supposed to seem hard, and complex, and impossible to understand because how else are those thousands of mid-level Edward Jones employees and their ilk supposed to make a living?? Has no one thought of their incredibly easy white collar jobs??!!?

ZzzzzzzZZZAPPP

Yeah their main Microsoft.com domain is registered with MarkMonitor like so many other Fortune 500 companies. So no, I really doubt they own this unless some intern went rogue.

You gotta remember the time horizon, even with historically bad presidents in office, if you smooth the line of the stock market returns over 10, 20, or 30 years, it ends up looking like a really, really good as an investment opportunity. Especially if you’re into dollar cost averaging.

Basically, if Trump tanks the stock market by going way overboard with things like tariffs, that would (at least looking at historical trends, I’m no financial expert or anything) make for a killer time to buy into the stock market because you’re getting stocks at a “discount.” Then when a different president / legislature comes into office, and if they turn around the economy, your investment would rise faster than otherwise expected.

Again, you gotta do what’s right for you, this isn’t me saying you should absolutely invest or anything, especially if your basic needs aren’t met or your emergency savings aren’t at a good enough level to last 6–12 months unemployed. This is just how it has been for the last ~100 years.

I’m not certain why they have HSA after 401k and IRA, but some possible things I can think of:

• HSAs can be harder to take advantage of of the triple tax benefit if you’re retiring early (that is, still younger and healthier)
• HSAs probably have worse investment options than an IRA
• Allowing the user to optimize their Roth vs Traditional mix

Again, I don’t really know because you’re right about the HSA triple tax advantage making it seem better than IRA or 401k, but I’m sure there was a reason given if you care to trawl the subreddit.

As much as I hate to send you to Reddit, the r/personalfinance flowchart is hard to beat for most people. I’d recommend you start there to make sure you’re not overlooking something like your emergency fund.

There’s also hardly any reward (comparatively speaking). Yields are crazy high right now on savings accounts, but they’re going to continue to drop, vs investing in the stock market (over the long term) is much more likely to maintain a much higher rate of return. Even at 5%, you’re really only getting about 2% growth since inflation is stuck at 3% right now. That compares to a long term average in the stock market of 7-9% after inflation.

Not to say that OP should do that, necessarily. Especially if they haven’t built their emergency fund which is far more important than investing, until you have a safe amount.

To expand upon “walled gardens”, the customers are not just you and I, it includes the majority of the Internet since they’re all running on the cloud, a.k.a., AWS, MS Azure, and Google Cloud.

Scenario 5: put it all in one big long docker-compose.yml and cross your fingers that docker isolation does its job.

E: definitely not what I do, no siree

Never. Go. To. A. Secondary. Location.

Illinois at least passed a law to limit the consent given when using a digital ID with a police officer such that they’re ONLY allowed to use it for ID and not snooping, but that’s the only state to do so.

https://www.eff.org/deeplinks/2024/10/should-i-use-my-states-digital-drivers-license

There’s gotta be a point where stuff can’t be failed. It just feels bad as a player if you tell me that I can’t figure out where the Sahara desert is when I’m standing right next to it.

The Cmd + Space combo on MacOS was a game changer. Finds EVERYTHING on the computer.

Proper, built-in, functional sleep and hibernation

This is the game that got me really back into craving gaming again. I hadn’t played for months and months (maybe years), but this game got me hooked again.