I’m personally very cautious about damage to/around batteries, due to !spicypillows@lemmy.world . At the very least, a photo might help depict the scale of the dent.
And while it might not be a spicy pillow right now, a damaged battery is more likely to turn spicy spontaneously. Replacement of the battery is, of course, the most risk-reducing move.
I once read a theory on an electricians forum about how the USA electrical code’s mandated maximum distance between adjacent outlets on a wall, coupled with the typical bedroom layout, as well as home builders trying to be as cheap as possible, led to only a single outlet being placed directly in the middle of the longest wall. This is also the most logical position for a bed, so the theory is that the bed pressing against the outlet over time was a contributing factor to electrical-related house fires.
I cannot find where I read that originally, and certainly the granularity of nationally-reported fire data is not sufficient to prove that theory. And while the electrical code’s distance requirements haven’t changed, more homes will now put enough outlets so the only one isn’t behind the bed.
I’m not trying to be ignorant, I’m just curious.
I think you’re in the right community! Don’t let anyone tell you to shy away from asking curious questions. (well, unless the question is also bigoted, illegal, baiting, sealioning, or otherwise disingenuous)
I’m not an electrician in any jurisdiction, but one answer for why two 2-meter (~6 ft) extension cords in series is inadvisable compared to a single 4 meter cord is that it’s not an apples-to-apples comparison. Longer cords necessarily have to be built differently than shorter cords, not only because of electrical codes (eg the NEC in USA) or product safety specs (eg UL, CSA) but also being well-designed for their expected use. There’s also the human aspect, which all good designs must account for as well.
Here in the USA, common extension cord lengths are ~2 m (6 ft), ~7.5 m (25 ft), ~15 m (50 ft), and ~30 m (100 ft). Of those cords, the common wire gauge used might be 18 AWG (~1 mm^2), 14 AWG (~2 mm^2), 16 AWG (~1.5 mm^2), and 12 AWG (~3.5 mm^2). I’ve intentionally rounded the metric units so they’re more analogous to common wire gauges outside the USA. Finally, the insulation used can be anything from “thin, indoor only” to “heavy, abrasion and sunlight resistant”. And while the USA technically has a boat-load of AC connectors, the grand majority will use the standard 2-pin or 3-pin 120v connector, formally known as NEMA 1-15 and NEMA 5-15 respectively. What this means is that chaining extension cords is both possible and somewhat common. The problem is one of mismatched designs.
From a cursory search on the website of a major USA home improvement store, the smallest wire gauge used for a 100 ft cable is 16 AWG. The largest is 10 AWG (nb: smaller numbers mean bigger wire). That thinner cable is marketed for outdoor use. The thicker cable indicates its use “indoor/outdoor” and for heavy-duty applications. It is also branded with a major power-tool company, which would be appropriate as power tools often draw high current.
Whereas looking at 6 ft extension cords, most are 16 AWG but a few were 18 AWG (thinner than 16) or 14 AWG (thicker). But I could not find any thicker cables than that, certainly nothing that uses 10 AWG (~6 mm^2). The “heavy duty” cables of this length also used only 16 AWG wire.
Because electrical resistance is additive in series, and because Ohm’s Law governs the voltage lost at the end of a cord, the use of insufficiently large conductors can cause voltage issues for high-current appliances. Appliances for USA-spec generally require 120 Volts +/- 10%, with utilities aiming to provide 120 Volts +/- 5% from the outlets. This means a “sufficient” power cord should not have a voltage drop of more than 6 volts, give or take. Of course, a high-current appliance will also cause a larger voltage drop than a low-current device, so we only consider the former case.
For a machine that draws 12 Amps attached to a 100 ft extension cord made of 18 AWG wire, the voltage drop would be 15 volts. This is bad for the machine, which now sees a lower voltage than expected. Had the cord been made of 12 AWG wire, the drop is an acceptable 3 volts.
So if you’re operating construction tools, it would be a terrible idea to use three random 6-ft cables, and you should instead use a single 25-ft cable. Even though it’s longer than you need, the fact is that most 25 ft cables use thicker conductors, which reduces the voltage drop overall.
But there’s also that peaky human factor. Sure, there would also be more connectors which could come loose, but the really pressing issue with daisy chained cords is when people do that indoors, because they only have light-duty 6 ft cables handy. And for that Christmas tree, they need to use attach three cables together to go beneath the hallway rug.
This is essentially the worst-case scenario: using thin conductor cords, with thin insulation, underneath very flammable household surfaces, which are also trodden upon by foot traffic. Every step on that cord weakens the insulation and fatigues the conductors. Over time, the conductor becomes thinner where it’s being fatigued, and this increases the voltage drop. An unfortunate result of a voltage drop is that it generates heat. For a cable which is uniformly thin, this heat is spread over the whole length. But for localized conductor damage, the heat is pin-point… directly under a flammable rug.
In the USA, some 3300 house fires started from an extension cord. Because these cords are not within the walls, they are usually beyond the control of often-strict building/electrical codes, something that’s been critiqued by a prominent YouTuber. The US CPSC even goes so far as to create memes to promote their messaging that space heaters – a common, high-current appliance – should not be used with extension cords or strips.
Of course, from an electrical perspective, even a ten-long chain of dinky extension cords would have no problem powering just a single LED night light. But it’s reasonable to ask: 1) is this just asking to be struck down by fate, 2) are there better alternatives like thicker/longer cords, and 3) why isn’t there an outlet where you need it?
(There’s also a scenario where too long or thin of an extension cord can cause a circuit breaker to fail to trip during a short circuit, but it’s fairly esoteric and this post is quite long now)
In short, the blanket recommendation to avoid daisy-chaining cords is to avoid the nasty and sometimes fatal results when that can go wrong, even with it might not always play out that way. There’s almost always something safer than can be done than daisy chaining.
IANAL, and lawsuits almost always end up being very fact-intensive, which means that the specifics of the case often make the difference. So it’ll depend. But broadly speaking, if there isn’t a specific law – eg ADA – that specifically assigns liability, then the most typical claim someone would try to make is a theory of negligence. That is, failure of the laundromat to behave with a reasonable degree of care.
In the absence of signage or disclaimers or waivers (like in some amusement park rides), the jury will have to assess whether this laundromat’s environment suggested some heightened sense of security (eg security cameras, even fake ones) or that management implied or leaned into marketing that made it sound like clothes wouldn’t be stolen there. But a typical coin-op laundromat has people going in and out at all times of day, so it’s not reasonable to think it’s akin to Fort Knox, even without a sign indicating that management disclaims liability for clothes theft.
As for posting that sign, it won’t change the general lack of liability on the laundromat in a case where someone snatches clothing. But the equation is different if, say, a patron asked a staff member to watch their laundry for 5 minutes as they make a phone call, and that staff member agreed but then went out for a smoke, resulting in an opportunistic thief stealing the $80 bras from the dryer. Here, the laundromat would carry liability, because although they don’t normally watch the clothes, they agreed to do it this once and did it so badly that the clothes were stolen. That’s negligence, despite the sign.
That said, posting a warning sign is generally encouraged, since a core principle of liability is that avoidance of harms is always going to be preferable than litigating after they’ve already happened. So if the sign causes patrons to stay near their clothes in the machine, then some amount of theft has been outright avoided. For this reason, courts seldom will punish a business for having an overzealous sign, unless the sign itself is materially false or the sign itself causes a hazard (eg a loose “Gusty Winds” highway warning sign that falls over in a light breeze, injuring a middle school student).
But to muddy the waters some more, another core principle of liability is that liability should fall upon the person whose behavior if changed will prevent future harms. For stolen clothes, it’s quite clear that the thief should be liable for the value of the stolen bras. If a court instead holds the laundromat liable, then that creates a perverse incentive where rather than spending money on more/better washers, the laundromat must spend that money on cameras and private security, raising the cost of the laundry machines. In additional to absolving civil liability on the thief. All for something which would be more cheaply solved by patrons just watching their laundry, or perhaps installing hasps on the machines so patrons can bring their own locks.
On the flip side, denying liability means the patron has lost the value of their clothes. Perhaps they now have to spend more on “clothes insurance”, which only serves to benefit an insurance company rather than affording more bras. Adjudicating liability – in any legal system – is a thankless job and there are never perfect answers to the delicate balancing act. Life is messy, and even the best civil tribunals struggle to make sense in all of the turbulent circumstances.
TL;DR: it depends
There is truth in this, but it needs a little bit more context. If a civil lawsuit – eg personal injury claim – goes to trial and either party requests a jury, then yes, the jury is mostly unrestrained in what sort of damages (or none at all) they find. But they don’t have absolute authority.
The caveat is that some jurisdictions have hard caps on the type of damages. Texas limits punitive damages (meant as punishment to ward off copycats from causing the same harms) to 2x the economic damages (loss of money or value; excludes emotional suffering) plus $750k. This was raised as an issue in the lawsuit brought in Texas against Alex Jones where the jury awarded approximately $50 million, although the judge did not determine that the Texas cap would apply, and so it didn’t. Jones could have appealed that decision, but I couldn’t find news articles suggesting he did.
There’s also a court’s inherent duty to deliver due process, which would allow a judge to cut down a jury award which is so outlandish that it is not supported by the evidence. This is similar to throwing out a criminal guilty verdict when no shred of evidence supported guilt. The opposite is rare, as a judge usually doesn’t increase a jury award; judges might add sanctions instead though.
The odd quirk is that the fickleness of juries – both criminal or civil – is often used to broker a settlement or plea deal. When Dominion Voting Systems sued Fox News, their suit requested $1.4 billion in compensation. But a jury could have found more damages than that. But it could also have been much lower. To avoid that gamble, the parties agreed to settle for $787.5 million. A settlement cannot be appealed and permanently terminates the lawsuit, which provides some peace to all parties. As for the merits of criminal plea deals, the pros and cons are better described here: https://www.ojp.gov/ncjrs/virtual-library/abstracts/plea-bargaining-necessary-evil
that a law firm thinks it can make money
This is unfortunately rather common in the USA, specifically the issue of nuisance-value lawsuits: https://scholarship.law.nd.edu/law_faculty_scholarship/351/
So even without a meritorious lawsuit, a law firm can extract what is essential a ransom, because for a targeted business or individual, they would have to pay their own way for a defense attorney, taking time to go to court, and all sorts of other headaches. It can indeed seem reasonable to just pay a few thousand dollars to the attacking law firm just to make them go away.
Even if one jurisdiction were to implement some of those proposed solutions to nuisance-value lawsuits, there are 50 US States and the federal courts, so pernicious law firms can just go forum shopping.
For the specific issue of SLAPP lawsuits – frivolous lawsuits claiming defamation, as a means to drain the target of their time and money to mount a defense, typically targeting critics – the solution is fairly clear: anti-SLAPP laws that would make the plaintiffs of such garbage lawsuits pay the defendant’s expenses. California and Texas have excellent anti-SLAPP suits, and so do almost a majority of states, but not the federal judiciary. We need a federal anti-SLAPP law ASAP.
You’re going to have to clarify what jurisdiction, since USA law is going to be vastly different than EU law, in the realms of product, medical devices, and public accommodations liability.
But if we did examine the USA, then we can find some generalized rules. For product liability – the responsibility of manufacturers and distributors of a tangible object – strict liability will lay when a product has an inherent defect (meaning it didn’t become defective after the initial sale) and this defect causes some sort of injury. Although this criteria doesn’t depend on the frequency of injuries, if a product is accumulating a body count, that’s usually a good sign that there’s a defect. Causality is also important to establish, as well as any mitigations that may have existed. On this front, a manufacturer might argue that the warnings in the instruction manual specifically advised against diving headlong into a 30 cm deep swimming pool. And although warning consumers to not do something may be somewhat effective at discharging liability, warnings alone do not prevent someone from trying a lawsuit anyway; the popular wisdom that the “pages of warnings” in manuals are written by lawyers is only partly true, since most manufacturer prefer repeat business by customers that are still alive.
Medical product liability is similar, but slightly different because medical products are built for a specific purpose but a doctor can instruct a patient to use it differently, if medically appropriate. If not used as instructed by the manufacturer, the manufacturer is usually off the hook, but the doctor might be liable for medical malpractice. Maybe. Doctor liability in the USA is framed within a “duty of care”, meaning that the doctor takes on a responsibility to act with a reasonable degree of skill and competency. The “standard of care” idea is related, in that it sets the floor for what is reasonable for all doctors. It is, for example, grossly negligent to a drunk doctor to examine a patient. Harms from such negligence can be litigated through a malpractice suit. But this doesn’t mean all harm is actionable. A successful appendectomy that results in blood sepsis is always going to be a possibility, even with the best infection controls in place. If all the staff discharged their duties within their training, then negligence does not attach. Also, malpractice is not something which can be waived, because even if a patient doesn’t sue, a doctor’s medical license can be suspended. Whereas the risks of a surgery can be described in detail to a patient, for informed consent.
Finally, public accommodations law sets the floor for how public and private businesses conduct themselves if they provide goods or services to the general public. Very prominently in this realm are accessibility requirements, which are rules that assure the disabled will not have undue burdens that able-bodied people wouldn’t face. The Americans with Disabilities Act (ADA) provides for very stiff fines for non-compliance, and because its objective was to set the standard, there is no provision for a “fix it ticket” approach for enforcement. That is to say, the ADA does not allow business owners to wait until a wheelchair user makes a complaint; they must follow the standard from day 1.
No doubt there is abuse of the liability laws – there’s nothing more American than filing “ambitious” lawsuits – and this is just a brief (and uncited, '“from the hip”) summary of possible areas of law that might answer your question. But I hope it gives you an idea of why a warning or sticker or sign might incur liability. Or at the very least, an unexpected lawsuit from left-field.
You’re absolutely right; I meant to write it from the perspective of having 100% large-cap, which would be quite bizarre for an octogenarian (unless they immortal?). I’ve amended my answer to make that clearer.
Also, I’ve realized that I didn’t touch upon non-personal investment. That is to say, institutional investors like university or charitable endowments, or sovereign pension funds. The simple answer is that they essentially have an indefinite lifespan, and so play an entirely different game than personal investors or even millionaire/billionaire investors.
To start, I’m assuming you’re talking about low-cost index funds tracking the S&P500. All of the “actively managed” funds tracking an index are, IMO, farces designed to extract money for the fund managers rather than delivering value to the (index fund) share holders. A passively-managed index fund is a fairly boring (and cheap) operation to manage, primarily buying and selling shares to keep the same proportions as the tracked index, be it the popular S&P500, the CRSP Total US Market index, or any other imaginable index. The low-cost appears in the very low expense ratio, some measured in single-digit hundreds of 1 percent (eg 0.04% for VTSAX).
As for whether an index fund tracking American large-cap stocks is a “sure fire” investment, absolutely not. Any investment needs to be viewed in terms of its appropriateness, such as being properly diversified (within one’s abilities) and the timescale must match one’s financial objectives. The conventional adage is that everyone would like to win the lottery, but when pressed for a more specific answer, most would say that they just want to live without worrying about finding an income. That is to say, they’re just looking for “enough”.
Practical financial advice aims to sustainably achieve “enough”, usually framed in terms of retirement but quite frankly, the process works for all sorts of goals, such as saving for higher education for oneself or a child, buying a car, building a marriage dowry, or planning to support aging parents. What’s distinct with these scenarios are: the amount needed, and the time remaining to achieve that amount.
For a mid-20s newly-employed knowledge worker (eg mechanical engineer), they have about 40 years until retirement age. Time is a very valuable asset, because time can overcome short-term problems like economic recessions or high interest rates. Even if a recession strikes just prior to turning 65, the nest egg will have grown with 40 years of dividends prior to the recession taking a small haircut. Alternatively, starting one’s career in a recession means post-recovery investments will bolster the savings.
The large-cap index funds (like S&P500) are high risk, high reward. For someone with a long time horizon and a good savings rate like a young professional, large-cap makes a lot of sense. But having only large-cap would be wholly inappropriate for a retired octogenarian who just needs to draw a steady income to pay their living expenses. After all, having already gotten so far in life, the meaning of “enough” changed from “high growth of nest egg” to “drawing down the nest”. So this retired person would probably have gradually swapped out most their index funds for things like bonds, which pay less in dividends but are steady even through recessions and bad times. But they might still keep a small portion in large-cap, in case they live longer than expected.
For a longer discussion about investing according to one’s definition of “enough”, I would recommend reading some pages from the Bogleheads community, like this one: https://www.bogleheads.org/wiki/Bogleheads®_investment_philosophy
I suspect that PG&E’s smart meters might: 1) support an infrared pulse through an LED on the top of the meter, and 2) use a fairly-open protocol for uploading their meter data to the utility, which can be picked up using a Software Defined Radio (SDR).
Open Energy Monitor has a write-up about using the pulse output, where each pulse means a quantity of energy was delivered (eg 1 Watt-hour). So counting 1000 of such pulses would be 1 kWh, and that would be a way to track your energy consumption for any timescale.
What it won’t do is provide instantaneous power (ie kW drawn at this very moment) because the energy must accumulate to the threshold before sending a pulse. For example, a 9 Watt LED bulb that is powered on would only cause a new pulse every 6.7 minutes. But for larger loads, the indication would be very quick; a 5000 W dryer would emit a new pulse after no more than 0.72 seconds.
The other option is decoding the wireless protocol, which people have done using FOSS software. An RTL-SDR receiver is not very expensive, is very popular, and can also be used for other purposes besides monitoring the electric meter. Insofar as USA law is concerned, unencrypted transmissions are fair game to receive and decode. This method also has a wealth of other useful info in the data stream, such as instantaneous wattage in addition to the counter registers.
As it happens, it’s about 10 C (50 F) near me and raining, and I did actually think about using my leaf blower for a very specific purpose: blowing the leaves clear of the road gutters.
I saw outside my window that the autumn leaves formed a dam in the gutter, impounding an amount of water which started diverting onto the asphalt and the sidewalk. From what little I know about road construction, water intrusion is the greater enemy so I didn’t want to let the small pond sit there.
In the end, I just picked the leaves up by hand to remove the obstruction. But if I had a lot more streetfront, leaf blower would be the first tool to come to mind. But it would take no more than 10 minutes total.
TIL. Straight onto my watch list. Thanks!
I don’t have much to add about the pronunciation question, but every time that Alexandre Dumas is mentioned, I feel compelled to recommend The Count of Monte Cristo, a work which I would describe as the mid-1800s rough equivalent to a shonen manga’s plotline. The novel starts in 1810s southern France, just after the Napoleonic era, detailing the luck, misfortune, and events that befall Edmond Dantes, a young and intelligent sailor of modest means.
Admittedly, the unabridged book is quite a long read, with some print editions exceeding 1200 pages. The 117 chapters may be intimidating, but IMO it’s a worthwhile read. It’s also available in the public domain in the USA, so Project Gutenberg has an eBook of it from the 1888 English translation, retaining much of the “antique” translations, for added intrigue.
Unabashed plug for GnuCash. It’s FOSS, double-entry, and capable enough for oddball personal finances or business finance, with all the spreadsheet exporting one might need.
I’m only a passive yet very interested observer of aviation but am also a fairly avid cyclist. I think the equivalent analog for bikes is that it’s much easier to track a straight line when doing 50 kph than at 5 kph. Just like airspeed is needed for rudder surfaces to work, cyclists need speed to maintain horizontal balance and manoruverability.
I’m assuming your question pertains to a window failure while still on the airport grounds prior to takeoff. If instead you meant a window failure while at cruise, I would suggest this Mentour Pilot video about Southwest Flight 1380 where an engine defect threw shrapnel at one of the cabin windows, smashing it open with disastrous effects.
Supposing the window failed prior to opening the jet bridge to allow passengers to board, it probably would have been noticed by the flight crew – ie the pilots, cabin staff – while doing their preflight preparations and checks, or by the ground crew, while loading baggage or food/supplies. Once notified, the boarding process would be delayed as the pilots assess whether the flight can continue – definitely not – and then the captain would use their authority to reject the aircraft for that flight, calling in the maintenance team and the airline so they can take the next steps. Practically speaking, this flight will be either heavily delayed or outright cancelled.
If instead the window failed after closing the doors and the aircraft has started taxiing to the runway, then there are some complications. With everyone seated for taxiing, passengers are not supposed to start walking around to notify the cabin crew. But the cabin crew may already be walking the aisles to check for stowed trays, seatbelts for takeoff, baggage obstructions, etc. So if they see a smashed window, that’s an obvious sign that the cabin is not secured for takeoff. At the end of the cabin checks, the cabin crew would normally telephone the pilots to convey a secure cabin. Here, they would explain the situation and the pilots would contact ground control to return back to the terminal.
But supposing the window broke after the cabin was declared secure, and the aircraft is about to line up onto the runway. In this case, everyone including the cabin crew are sat down, so a passenger who sees the window can’t really get the cabin crew’s attention by pressing the overhead button. Barring some sort of additional malfunction that the pilots could notice – like a major engine malfunction – this aircraft might actually take off.
When taxiing, the pilots have a number of things to do, and so the “sterile cockpit” rule means that no non-operational chitchat is allowed, to allow them to focus. Mentour Pilot has other videos on what happens when the rule is violated. Likewise, the cabin crew are trained to not disturb the pilots unless something absolutely flight endangering is happening, at least for the first few thousand feet of takeoff climb.
The theory is as follows: if an aircraft is on the ground and stationary, it is safe. If the aircraft is at cruising altitude and cruising speed, it is safe. But if it’s at low altitude (<1000 ft; 330 m), then it’s very easy for the flight to go sour. Hence, once an aircraft has reached a certain point in taxiing, it will basically want to take off. And we still have the problem that the pilots don’t even know the window broke.
So the aircraft rolls down the runway and takes off. Crisis? Not really. The plane will climb quickly up to some 3000-5000 ft, at which point the plane is configured for a steady climb to cruise. This is when the pressurization system would engage, since cabins need to keep the pressure to a breathable level. Although the system may also have noticed that the cabin pressure stayed the same as the outside air pressure for the entire climb. That’s a clear sign of a cabin air leak, and the system would indicate to the pilots of a pressurization failure.
This is the first indicator for the pilots, although at this stage in the flight, the cabin crew may also phone the pilots since they start walking around earlier than 10,000 ft altitude. A pressurization failure or broken window means the pilots must halt their climb and remain below 10,000 ft, which is the upper limit for human breathing without supplemental oxygen. The pilots would radio to ATC and request a return to the airport, or another nearby airport if need be. A pan-pan or mayday could be declared, depending on the captain’s assessment of the situation, or to obtain priority over any other aircraft wanting to land.
The last scenario before the Flight 1380 scenario is if the window broke just as the aircraft was passing 10,000 ft altitude, so there was no earlier indication of a cabin leak. In this case, there will indeed be a cabin depressurization, although it won’t be as severe as at cruise altitude. Some aircraft will automatically drop the oxygen masks, and the pilots will don their own masks, now cognizant that a full-blown emergency is underway. This is handled the same way: bring the aircraft down to a breathable altitude and call ATC. The oxygen masks are good for some 20 minutes, which is well more than enough time to return to a lower altitude and make a plan.
TL;DR: the entirety of Mentour Pilot’s YouTube back catalog truly sheds light on how the aviation industry keeps people safe. I highly recommend.
I’m going to address the question in two halves: what is the point of moderation overall, and what legal consequences exist when moderation (or the lack thereof) go awry?
Mike Masnick of TechDirt has written extensively about why moderation must exist for any large-scale, publicly-available web platform, most notably in this article describing the “moderation learning curve”. That article goes through the “evolution” of a supposed “anything goes!” platform that is compelled – by economic forces, public sentiment, existing laws on CSAM, and more – to do moderation. But even the very act of drawing a line in the sand will always be objectionable to someone somewhere, so it’ll always be a thankless job. Even harder is applying a moderation policy consistently and even-handedly.
But we’re getting a bit too philosophical. Why does a platform – from the largest like Facebook to the smallest Lemmy community of four people – do moderation? A few answers:
For the legal aspect, I can only write from a USA perspective; IANAL. Broadly speaking, Section 230 of the Communications Decency Act provides that: 1) a web provider that hosts content authored/submitted by another person will not share in any civil liability incurred by that person, and 2) no web provider will have civil liability for their moderation decisions made in good faith. Together, this means only the original author of some defamatory post can be sued for that defamation, not the platform. And if the platform removes that defamatory post as part of moderation, the original author does not have a right to sue the platform. In short, this provides a lot of protection from civil lawsuits if they do moderate, or if they don’t. But if they don’t, the practical issues from earlier will still arise.
But federal law imposes additional obligations for web providers, with civil or criminal penalties if not properly dealt with, for specific types of content. Examples include content that enables sex trafficking, or is CSAM. Sex trafficking was specifically carved out from Section 230, and CSAM is a possession crime: its mere presence on a hard disk, however acquired, is unlawful.
Putting this all together, a Lemmy mod that deletes a post is performing moderation. They might do so because the post is irrelevant to the users or violates some rule. Whether the mods leave the post up or take it down, the broad civil immunity of Section 230 means the platform can’t be sued for it, nor can the post’s author sue the platform. So the post remaining in the modlog does not pose any new legal vulnerability. Rather, removing the post proves the value of having mods, so that other users don’t even have to see it. Post removal intentionally curtails any complicity with a deleted post, as few will find the modlogs to be desirable reading. Those that really want that content can find it online with enough effort anyway.
The exception to leaving content in the modlog is if it might be CSAM or otherwise illegal content. In that case, the mods can scrub it from even the modlog and anywhere on the platform. This complexity is why anyone hosting a Fediverse instance hosting other people’s content is advised to follow guides on how to do so. Here’s another one.
TL;DR: the mods have a job to do, everyone wants a healthy community, and the law has only a small – but exceedingly important – handful of obligations.
Thanks for pointing this out. I offered State Farm as an example because they’re the largest auto insurer in the USA, but with just that example, I can see why someone might get the impression that mutual == bad. I happen to be a happy State Farm customer, but I’m aware this isn’t universal.
I’ve added Amica and Liberty Mutual USA as additional examples to address this.
Health insurance at its core is very simple. … But in the USA…
I wrote this lengthy post a few months ago about why the American health insurance system is not efficient in comparison to the auto insurance system:
So to answer your question directly, the costs for healthcare in the USA continue to spiral so far out of control that it causes distortions in the health insurance market, to everyone’s detriment. Specific issues such as open-enrollment periods, employer subsidies, and incomprehensible coverage levels all stem from – and are attempts to reduce – costs.
The auto industry has examples of “mutual insurance” companies, where the company at-large is partly or wholly owned by the policyholders (eg State Farm, Amica, Liberty Mutual USA). And that mostly achieves the objectives you’ve described for a non-profit automobile insurance pool. Sadly, this just doesn’t work in the USA for health insurance, for the aforementioned bottom-line reason.
Hospitals and doctors go through intense negotiations with insurers to come to an agreement on reimbursement rates, but the reality is that neither has sufficient actuarial data to price based on what can be borne by the market. So they just pass their costs on, whatever those may be, and insurers either accept it into their calculations, or drop the provider.
When prices for service are opaque, how can any insurance company – even the most benevolent – properly price their policies? To stay in business would require always overestimating than underestimating. The extra revenue becomes either profit or float. But this float can’t even be beneficially used or paid out, in case the next quarter has more expensive claims to pay. Which brings us full circle to opaque pricing.
In this environment, the only remaining prudent thing for a benevolent health insurance company to do is to hold huge reserves. But that is not competitive against profit-seeking insurance companies that can undercut the benevolent company, who had tied one hand behind their back. Benevolent companies rarely survive.
The other comments correctly mention aspects like managing terrain and the width of railroads vs roadways. What I want to highlight is the development of road building methods at around the same time that metal-on-metal rail developed.
The 1800s were a wild time. Some clever folks figured out that they could put a contemporary steam engine – invented early 1700s; used only for stationary uses in lieu of water power – onto a wagonway. Wagonways are basically wooden or metal guides/flanges so that a horse-drawn wagon could be pulled along and stay perfectly centered on the path.
Up until this point in history, the construction of graded, flattened surfaces for moving goods didn’t change very much compared to what the Romans were doing with their roads. That is, a road had to be dug down and some soil removed, then backfilled with coarse material (usually large stones), and then a layer of smaller stones to try to approximate a smooth surface. The innovations the Roman introduced included a keen eye for drainage – freeze/thaw cycles destroy roads – and surveying methods (also to build things like aqueducts and canals). And concrete, of course.
But even the best built roads of that era were still prone to rutting, where each passing wagon slowly wears a groove into the road. Wooden wagons wider or narrower than the groove would suffer poor performance or outright break down. The wagonways sought to solve that issue by: 1) forcing all wagons to fit within the fixed guides on the sides, and 2) concentrate the grooves to exactly within the guides. The modern steel-on-steel railway takes this idea to its logical end.
An adhesive railroad seeks to be: all-weather, heavy duty, and efficient. Like Roman roads before it, all railways (except maybe on-street tramways) need to excavate the soil and build it up, usually being higher and wider than the rest of the land. It also minimizes the width of the earthworks, by being so compact and building upward. This sturdy base also provides a strong foundation to support heavy loads, preventing the steel rails from sinking or “rutting”. And finally, putting the wheel atop the rail makes for low-friction operation. Early wooden plateways sort-of did this, but they didn’t manage curves like how modern rails do.
All the while, instead of trying to support heavy wagons, another clever person sought to reinvent road building outright, postulating that if a surface could just spread out the load from light/medium traffic, then the soil beneath could be used as-is, saving a lot of earthworks. A gravel surface would meet this criteria, but gravel is not all-weather and can develop rutting. The key innovation was the use of binder (basically glue) to hold the surface together, such as tar. This sealing process meant the surface wouldn’t shift underneath traffic. This neatly avoided the issue of dust, made the surface water impermeable, and reduced road maintenance. So famous is this surfacing process that the inventor’s name can still be found in the surface for airport runways, despite runways always being excavated down to a significant depth.
So on one hand, rail technology developed to avoid all the pitfalls of 1700s roads. On the other hand, road surfacing developed to allow light/medium traffic roads to be economically paved for all-weather conditions. Both developments led to increased speed and efficiency in their domain, and networks of both would be built out.
Rail networks made it possible to develop the “streetcar suburbs” around major historical cities in the late 1800s. But on the same token, cheap road surfacing made it possible to build 1950s American suburbs, with wide, pedestrian-hostile streets sprawling in serpentine patterns. The fact that sealed roads are water impermeable has also substantially contributed to water pollution, due to increased rain runoff rather than absorbing into the underlying soil.