The saddest part about it is that although what you said is true, that doesn’t guarantee that the sum won’t grow. What I pay back is not even covering the interest, and it keeps growing. It may be that I’m going to pay that “tax” for my whole life, which is ironic because I dont even work in the same industry as the education I’m paying back for.
I dont know what was your problem with slowdowns. I’ve been rocking s8plus and now s22ultra and the only times when either were restarted was an update. I can agree with your point about design but its basically a different approach to development as with iphone you must use certain elements whereas with android you can do what you want.