In that case, and if you do need a gpu (such as jellyfin, Plex or another reason) look at the GPU transcoding link in my previous comment. You can flash Nvidia consumer cards or price compare with Intel A series GPUs. This means a bit of tinkering but if you need transcoding and cheap Quadros aren’t available to you, it’s an option.
You can always go for a used PC with integrated graphics like Intel and see if that works for your use case. Follow the recommendation for a big case with lots of space, look at any of the dell Optiplex or similar office PCs. If you have specific applications Google them + minimum or recommended requirements. An SSD as a boot drive is absolutely worth it over an HDD.
Your camera setup probably won’t need an external graphics card but if it does you can always upgrade later.
They won’t care if you bring your own device unlocked. If you’re buying from Apple’s website or another 3rd party, it should give the option to select the version between unlocked or carrier specific options like Verizon, AT&T, T-Mobile.
You can buy the locked version from T-Mobile outright if it’s cheaper. If you ever want to change carriers you can get it unlocked after a certain amount of time around 90 days.
Edit: Based on your other comments, you’re buying from Apple directly. The last question relates to if the device is carrier locked. Choose “Connect to any carrier later”.