Thank you very much for sharing your thoughts!

There’s a huge amount of very useful information here. I confess I’ll have to re-read your post at least a couple more times to internalise all of it but take that as me saying from a first skim there’s a lot of valuable stuff here.

I’m not looking into it for myself (at present, who knows about the future) but rather for someone very close to me.

lol ok thanks for the chuckle

Thanks for your comment. Can you expand a little, please? I will need arguments if I’m to steer this possibility away.