• 8 Posts
  • 391 Comments
Joined 1 year ago
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Cake day: October 13th, 2023

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  • Well debate about wether taxes are good or not are a whole another discussion. I live in a wellfare state myself so I don’t mind the relatively high taxes I’m paying because I’ve benefited from what the government spends it on my whole life and continue to benefit in the future as well, not to even mention the people less fortunate than me.

    If you’re broke, disabled and unable to provide for yourself the government will provide you with an apartment and money for food. 200€ a year is pennies compared to the benefits people like this are receiving.




  • But what does it matter if the value of your stocks drop in a market crash? Assumeably you’re in it for the long run so you can always just wait for them to go back up before selling. Even if a property might hold it’s value better during a crash, which is not guranteed either, that would still be irrelevant unless you intend to sell the house, which again would be difficult during a market crash. If you want something that holds it’s value that you can liquidate at any time then perhaps you should buy gold instead.

    If you’re invested into something such as S&P 500 and something happens which causes a significant number of those companies to go out of business at once, then we’re talking about an extremely rare world wide event that’ll effect your investments no matter what they’re tied into. Keep in mind that the ~7% yearly average growth of the stock market includes events such as both world wars.



  • And just investing in stocks means I won’t have a diversified portfolio that could resist a financial crash as much as real estate can.

    That’s nonsense. A house would be equally difficult to liquidate in a financial crash than stocks would. Probably even more so. If you have a diversified portfolio and enough savings so that you don’t need to touch your investments then you’ll handle crashes like that just fine. The stock market has always bounced back up. Always.

    I’m someone who believes landlording is immoral

    Wouldn’t that then mean that there would be no rental apartments available and everyone would be forced to take a loan and buy a home? To me this kind of thinking is just the opposite far end of the spectrum where as what is optimal is likely somewhere in the middle as is the case with most things.


  • My possibly unpopular opinion is that just using water is probably more than sufficient unless you’ve been handling something that has visibly stained your hands. Some level of “dirt” on your hands is probably better for your immune system than perfectly clean ones. I’ve never been much of a hand washer myself. I use my hands a lot, I touch everything, I don’t wear gloves at work and I bite my nails. Yesterday I pulled carrots from the ground and rubbed worst of the soil away onto grass and ate them like that. I can’t help but feel that behavior like this is to thank for the fact that I’m never sick and I have zero allergies or food intolerances.





  • That’s a bit cynical take. In many countries, including mine, there are dedicate bins for plastic waste which is the majority of waste from your typical household. It’s all being recycled into new products, not being shipped anywhere. Also, when it comes to plastic bottles for example, close to 100% of them are returned and recycled into new bottles. I’ve got a tiny-ass bin for the stuff that ends up in landfill because I separate and recycle it all as does most other people.

    EDIT: Nevermind then. It’s all apparently dumped into the ocean. Sorry about the attempt in some positivity.