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Joined 1 year ago
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Cake day: June 30th, 2023

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  • In the Netherlands your pension fund is withheld from your wages (partially a mandatory government fund, partially a fund your employer might select).

    My previous employer invested about 1% of my wages into the fund, which was quite shite. My current employer invests 10% and has a significantly better return.

    Health insurance is a monthly cost you pay on your own (starting at around € 120 / mo). It’s a € ~350 yearly deductible and coverage is mostly decided by the government. Any additional coverage is your own choosing and comes at a premium.

    As you can only switch contracts on a yearly basis, comparing health plans is effectively a Christmas tradition for all Dutch citizens.




















  • creditors would do their due diligence and try to assert that you would be able to pay back your loans by doing many of the same things they do now.

    In the Netherlands this would boil down to:

    • proof of employment (pay check and statement from your boss)
    • summary of outstanding debts

    That’s it. The BKR system only tells you any outstanding debts (such as a car or phone to pay off) or if you stil owe significant money to debtors. It doesn’t tell you how long you’ve been a good citizen.