I recently looped back to rimworld.

I was playing a bunch of frostpunk 2, then a little frostpunk 1, and then bounced between the two of them. But in the end all gaming comes back to rimworld…

Also up vote because obviously the only correct answer. It was based on golden source material. Therefore could not fail.

When it is easy bull markets, I go heavy on growth stocks. When the market is bear, I go heavy on dividends. Right now though there is a high beta turmoil, so I have a mix of both. My IRA is also set up as more od a “leave this alone” investment. My etrade account has my “fuck around and find out” money. I mention this because it is hard to directly compare the two. So far my dividends have strongly out performed the growth stocks, but only in the last 3 months or so has the gap widened. I credit it to 2 specific ones that are getting me 30%-ish yields with stable prices. They are also new etf’s, so the hedge money is still strong before the stripping gets to its prices. I mentioned in a post lower that that my little under 30k is netting me 800/month. Honestly it is paying a higher yield than renting out my condo is getting me.

It is also called ‘dividend stripping’.

Also yes. The more professional name is ‘dividend capture strategy’. More work, worth the pay off, do all you can to avoid commissions and fees.

Little under 30k in higher risk dividend. Bring in about 800 a month.

I have a mix of large cap, small cap growth stocks, then dividend high risk and low risk. Stock like this (I do not own PETS, I was just using it as an example) would be a high risk due to its price instability. But you mitigate that with stop loss orders.

I have a vanguard/roth for my longs (large cap growths and stable dividends with DRIP) and then use etrade for the small cap or high risk ones. I like their tax documents and easy interface.

People make arguments against dividend stocks, I simply call it a different strategy. Some years it beats out my growths, some years it is about on par. Depends on where I have it at the time and slightly more market dependant.

I have recently gotten into ex-date chasing. While it has increased the returns, it is more work.

Sure. It is still a lower rate than going into dividend stocks.

PETS, sorry, don’t know why my phone cut off the ‘S’.

PETMED EXPRESS INC COM

$10,000 at 4% gives you $400 interest in one year.

Just about any decent dividend stock will outperform that. Look at PET for example. It is sitting at $3.65/share right now and offers a quarterly dividend of $0.30. That puts you at $1.20/share per year. 10k = 2739 shares = $3,286.80 dividend payout in one year.

Banks are the worst place to put investments. Money in bank accounts are only supposed to be there if you need it liquid, like an emergency fund or your checking account.

*PETS

PETMED EXPRESS INC COM

For all the nay sayers downvoting me as if it is impossible to find dividend stocks that outperform their precious SPY or high yield savings rates, here is a great list I found with shit loads. I count 60 different stocks that offer 10% yields or more. 100 in total all offering over 8% -double what some bullshit ‘high yield’ savings offers.

https://www.tradingview.com/markets/stocks-usa/market-movers-high-dividend/

For those who don’t know: when milk is milked out of the cow it goes through some processing, like pasteurization and separation. When milk separates the fat floates to the top and it is “skimmed” off. You can have ‘whole’ fat in your milk, as in they only take off the very top part of cream on top. Then you can have your ‘skim’ milk with no fat. Then you can add back in a percentage of the fat. This is where the most common 1% and 2% come in. In theory you can make whatever percentage milk you want. This is also where something like half and half comes in, half cream added back to half milk for a 50% ish mix.

Did we watch the same movie? Or read the same comic? From its wiki:

“V for Vendetta is a British graphic novel written by Alan Moore and illustrated by David Lloyd (with additional art by Tony Weare). Initially published between 1982 and 1985 in black and white as an ongoing serial in the British anthology Warrior, its serialization was completed in 1988–89 in a ten-issue colour limited series published by DC Comics in the United States.”

It was british in the comic…

Plot summary of movie?

“Following world war, London is a police state occupied by a fascist government, and a vigilante known only as V (Hugo Weaving) uses terrorist tactics to fight the oppressors of the world in which he now lives. …”

British in the movie.

Now, to be fair, the screenplay was written by 2 Americans who loved the comic and it was directed by an Australian. Your downvotes are coming from you jumping onto the “amerikkka bad” train without any real connection here.

Thanks for the reply, I was hoping to generate more discussion. It looks like you were the only one…

Hot take here and I would love discussion- but this is a small reason why I am against a full UBI in cash, but want UBI in voucher form with only a small portion in cash. Vouchers limit potential inflation spill over from sectors and you can now control how much people are getting depending on factors to better and more fairly suit their situations. This is also why I am a huge fan of “food stamps” or food welfare programs. This is essentialy what they are doing already, just make it universal. Then we look at things like housing vouchers, another great program that we can now just scale up and make universal as well. Then you only need to give a smaller cash handout for incidental spending. You know people are going to have to spend money on housing and food, so make those the priorities for funding vouchers and you can put rules in place to minimize inflation within those industries. Then if you have people who are well of enough to not need the full voucher, let them convert the voucher over to cash at a penalty rate, say 2 to 1 for cash, or some progressive scale for remaining money. They don’t need the money as much, but you also don’t want them to be completely left out unfairly and have them resentful of the system. This could even expand into other industries or normal costs. Transportation, cable/internet, cell service, even some insurance (like car, rental, umbrella- assuming that if you are at a level of providing UBI, you are already providing universal health care). Now for each voucher you can make it needs and situation based and evaluate a fair amount for each person through an automated system depending on some quick metrics of their life. Each voucher system is also industry specific with its own oversight and regulations and inflation reductions built into it. I think it would be a better system and am open to others thoughts.

Death from “old age” (talking about those 85+)is actually death from heart disease (number 1), cancer (2), alzheimers (3), or stroke (4).

Heart disease at end of life can be a drawn out pain with the heart not strong enough and it causes fluid to back into the lungs, the lead to death from pneumonia or some other breathing issue like COPD or some shit. It is pain for a few years with diminished quality of life and most days are spent just fighting to hang on. Those that die of a heart attack are the lucky ones if it is quick enough, but still pain and terror for several minutes at least.

Those that die from cancers at this age, well… it’s cancer. Try and find anyone’s story of having a peaceful time dieing from cancer when they are old.

The alzheimers deaths can take many forms. Anything from alzheimers dimentia and your brain deteriorating until it literally forgets how to function basic bodily functions like breathing; or it could be something like lewd body, where you are hallucinating most of the time trying to cope with a world that is literally changing in front of you by the minute with memories of your past blurred with imagination and nightmares that you can no longer suppress.

Then you have stroke patients. Most of these people have had multiple strokes by this age if this is how they are going out. This is where from the first strokes they have lost entire sections of their brain and lost major functions of things. For some it is as simple as loosing their speech and no longer able to physically talk. Others have a quite opposite loss, and lose their language. They talk all day and it is nothing but nonsense. Both groups are locked from communicating in meaningful ways and frustrated eternally. Therapy may restore some levels of communication but it all depends on several factors. Then there are the strokes that take out your hearing, vision, sections of memory, perceptions, you name it. Some of these people even suffer from a basilar stroke and are stuck with the ever terrifying “locked in” syndrome.

Of all of these, sure, you might want to hang of for a bit. But after your one person you have spent your life with, the one person who understands you, and the one person you have been fighting through all your daily pain for- they are going to die. Then why fight for more pain? Just go out with dignity and do it together. You can make an event out of it and let those around you know how good it has been and give people some closure.

Read the book! It was so good as well. Not entirely the same as the movie. The movie was more of the premise with book plus some exerpts, but still amazing in its own way. I really enjoy both. Really easy read because of how it is written, and so much fun as well.

Frostpunk! That game is sooo good. One of my top games. Took me a sec to get into the first time I played it and then didn’t touch it for a long time. I went back and played it again and got sucked into it. I have hundreds of hours in it now. Love it so much I even got the boardgame.

https://www.powerengineeringint.com/renewables/lcoe-for-offshore-wind-now-on-par-with-coal-bnef/amp/

https://www.powerengineeringint.com/renewables/lcoe-for-offshore-wind-now-on-par-with-coal-bnef/amp/

Covid actually had almost no impact on the prices and they continued to level off a little lower. The surprising one is the onshore wind remaining on par with solar and continues to drop (albeit slowely).

https://world-nuclear.org/information-library/current-and-future-generation/plans-for-new-reactors-worldwide.aspx

“Today there are about 440 nuclear power reactors operating in 32 countries plus Taiwan, with a combined capacity of about 390 GWe. In 2022 these provided 2545 TWh, about 10% of the world’s electricity.”

https://world-nuclear.org/information-library/safety-and-security/safety-of-plants/safety-of-nuclear-power-reactors.aspx

There have been two major reactor accidents in the history of civil nuclear power – Chernobyl and Fukushima Daiichi. Chernobyl involved an intense fire without provision for containment, and Fukushima Daiichi severely tested the containment, allowing some release of radioactivity.

Yes- a track record of one plant failing due to Soviet incompetence and political blunders; and the second failing due to checks notes a 9.0 magnitude almost direct earthquake and ensuing 133 ft tsunami.

I can see that critical thinking isn’t your strong suit, but I’m willing to comment it out with you instead of just down voting.

If the price of solar is already the lowest -and still dropping- then how is the most expensive option that takes about a decade to implement a better option for right now? This apparent point of diminishing returns is only beginning to manifest in even lower prices than this 2019 chart. And this diminishing returns point is only in the cost of the panels dropping; they are still getting better in technology and improving efficiency while maintaining low prices. If your argument is “solar can’t continue on this trend forever” -no one expects anything to consistently drop almost 90% every decade. Of course it will level out. And when it does, it will STILL be the cheapest option.