Only thing I’ll disagree with is they’re not ripping off the rich, because it doesn’t matter to the rich. They’re killing the middle class though, but that is the way it’s been and the way it will continue to be. You will either be rich (haha, jk) or poor, and that’s the end game.

They’re trying to motivate people to crash EV stocks to save their oil portfolios.

Midnight Club was my absolute jam back in the mid oughts, loved the shit out of that game. Kinda got away from the Arcade style racers, but that game has a special place for me.

Oh yeah, I wouldn’t cheat if I were playing with other humans, but sometimes I want to explore depths of a game that time just doesn’t permit, so I gotta skip the grind and get right to the part where I’m unkillable. And yeah, if you’re having fun, that is the point!

Play the games how you want to have fun, and anyone who says otherwise is dead wrong. I’ve dabbled in “cheating” myself, whether it’s giving myself 60 pts for starting traits in Zomboid, or building really unbalanced maps in AoE II and preventing the computers from ever advancing, it’s fun to sometimes modify the rules to benefit me unilaterally.

Ha, very much the same. The number of games I own is far greater than the number of games I’ve played. And like our universe, those two numbers will continue to grow apart in perpetuity.

Oh, final thing: I am pretty sure this was the first online PC FPS that modelled that M203 projectiles must travel a certain distance before the explosive charge will detonate

In SOI this was referred to as the fuck zone, because it was 14-34 meters (this is 15 years ago, memory’s hazy). Crude joke, but effective mnemonoic device. Was related to the number of rotations for the round.

In my civilian life, handled a case before the Armed Services Board of Contract Appeals related to mortar rounds, and his contracted had been terminated because the paint thickness had an effect on the arming distance.

I played this at the same time I played Tribes (renegades always) and this game was a novelty, Tribes was the fun.

Glad to hear t-pose is the way to go. I’m beginning to think it’s the solution to the world’s problems.

What is it? I guess the distinction is between regrowth and regeneration. I’ll admit regrowth sounded great, because my four front teeth have been shaved down to posts for veneers because of an unfortunate incident with a hockey puck. Sounds like this isn’t for me.

Sky’s too bright, this shit starts at like 4am.

I tell people I will work til I die, partly as a tongue in cheek jab at how bleak the future looks, but also because I find my job to be a good way to occupy my time.

Oh yeah I don’t sit on them. Had an S4 at one point and broke the digitizer sitting on the phone, so now it’s very habitual, remove phone and wallet, place phone on table, place wallet on phone. Obviously it’s situationally dependent. If I ride a rollercoaster they go in front pockets.

I’m 36, so thanks for calling me a young adult. Wallet left, phone right. Keys front right cash front left.

I was 800 or so before refi in October '21 (which I am thankful every day for my 2.275%), and it dipped, but I’m back to 820 as of today. I dip from time to time when my wife gets spend happy on a shared card of ours, but for the most part I hang out there.

Unfortunately it’s meaningless now, because even though I want to do a home equity loan to make my house a little bigger, I can’t justify taking out an amount greater than my remaining mortgage, at a rate triple or more my remaining mortgage, for the equivalent of 180 square feet of living space. It’s all useless. But I’ll plod a long and pay my bills and do whatever.

My brother, though, is the kind of guy who goes and finds cards that are offering some incentives for opening, and he gets them, and then just hangs onto them. I don’t think he has 10, but at least five or six at this point, and he also has great 800+ credit. He just likes to work though. I like to not think about things.

I don’t understand what you mean or how that relates at all. And I’m not trying to be obtuse, I just don’t see a rational nexus between what you’re paying in rent now versus what you may pay as a mortgage on some completely different piece of property. Owning a piece of property and renting one are two different things.

Now, should paying rent be reflected on your credit score? I believe so, for better and for worse. If you are a good tenant, always pay rent on time, to me that reflects well on your fiscal health. I think the only reason it’s not is because who is there to report it? Only way it would be is if you could put it on your credit card, and I’m not sure any landlords take credit cards.

It was a response to someone asking why one would accumulate multiple cards. It’s a reason. I’ve done it. I have 800+ credit score. Guess it worked out. I think the most important factors are paying your shit down fast and maintaining a good ratio of high available credit with low usage. At this point I’m at three or four cards and one or two other lines of credit. In the past, it’s been more of each.

Basically, you don’t get a good score by not using credit.

Store offers 0% on items you need, appliances, bedroom furniture. You’re going to spend thousands and they let you pay that shit over the course of 12 or 24 months. To me it’s a no-brainer. Only downside is I can’t use my Raynour & Flannigan card at Best Buy or Home Depot, so I need their cards too.

How can it be improved further. If you’re going to say stuff, give us a “such as,” otherwise it comes off as a negative, it’s not good enough. Gotta be constructive with the criticism. I’m reading a lot of negative reactions and I want some actual rationale for it, because I guess I’m uneducated on the topic and I fail to see what the issue is. Credit is people giving you money. There’s a system that keeps track of your credit history. Don’t want it? Don’t get credit, that’s it. Have 0 credit and then reap the rewards of that if you want.

Can you elaborate? And excluding all the bullshit with leaks, that’s obviously an issue but I’m not sure it’s related.