Lots of advice here already, so I’ll mention one that is overlooked by a lot of people: learn to cook for yourself at home. You will save a lot of money and be more healthy in the process if you prepare your own meals.

Buy a plunger before you need it.

don’t get cable tv

Find ways to take pleasure in activities that have 0 cost, and are social.

Exercise with friends in a public park. Develop good health.

Community events like public concerts and shows.

Walking around public galleries and free art museums.

Poverty feels like a trap when you are isolated. Break the isolation and it can be a formative and empowering period.

One I haven’t seen mentioned here is familiarize yourself with tenancy laws in the place you want to move to. It is always good to know your rights, and with landlords these days, you have to be as savvy as you can. A lot will come from experience, but knowing what they’re allowed to do or not do is priceless.

If you don’t need to for safety or sanity, don’t. Now is a bad time to try and set out on your own.

If you must move out from your parents, find someone to do it with, not a romantic partner but a platonic one that you can be good roommates with (maybe harder than finding a romantic partner lol). Going alone these days is near impossible unless you’re already well off me have a healthy safety net, something most people don’t have today.

Make sure you have a towel. I say this as a guy who dried off after showers with an old tshirt the first week after I moved because I am a great planner.

Extend that to other less glamorous essentials. Think about the mundane things you use daily that blend into the background.

I would tell younger me to be careful with relationships especially when it comes to making living arrangements together. Basically don’t move in with a significant other unless you’re sure that their a right match for you. I moved in to a very expensive place with an ex gf, we broke up and she moved out, leaving me with a place I could barely afford and in debt till this day. Other than that just be frugal, learn to shop and cook for yourself. Overall though you’ll get through anything with a positive mental attitude.

Lots of good advice in this thread. My contributions are to say don’t move in with friends you aren’t willing to lose. I did it despite the warnings and it turned out terribly. I can’t say I regret it but depending on how the situation turns out for you it could range from losing someone youve been close to for most of your life to downright traumatic.

Don’t be afraid of renting rooms for a while (as a male, can’t say that’s a good idea for women or people in marginalized groups). It’s cheaper, less binding, and frees up some funds to develop other areas such as reliable transportation, good furniture, etc.

Take your time finding a place and be realistic with what you can afford. Being on your own is expensive and it’s important to make sure you’re moving somewhere you actually want to live and that will give you access to the things you need. Be it groceries, good job prospects, or education.

I’m from the US so I’m not sure how things are in your country but it’s rough out there. Take the time you have now to figure out a career field that you’d want to work in and that would provide the income for you to be financially independent. Immerse yourself in the culture and structure of that group. Find community pages, forums, websites and programs. Read it all and get an idea of what you’ll be getting yourself into. You may become aware of adjacent industries or specialties within that field that interest you more than the job you were originally thinking about.

Best of luck!

• know where the fire extinguisher is and how to use it
• ensure there are adequate and working smoke detectors. also carbon monoxide detectors if there is a risk from clothes dryers, etc.
• keep at least 2 gallons of bottled water per person stored at all times
• keep candles and matches in a location where you can find them in the dark
• keep a fully stocked first aid kit
• know where the nearest emergency room is and how to get there

be safe and well! :)

Learn the renters rights in your area, like commit it to memory, there are plenty of people who will take advantage of your inexperience or just think you won’t make a fuss if they do something illegal that harms you or refuse to give you your deposit/ect. When you get your lease, actually sit down and read it, save it to a google drive, be able to pull it up whenever. I can’t tell you the multitude of times its saved me, plus, if someone tells you you can’t have your deposit back for x,y,z, ask them for an itemized list of damages, in the us they must provide it, and every one that seems flimsy or is wrong, send them back that you “dispute this charge” and proof if you have it, take pics or HD video when you move in of everything

Bring a blanket from home. It’s good to have something to wrap yourself in when you’re lonely.

Also, as Judy Scheindler said, better to live in a cardboard box alone than a penthouse with roommates. If you can manage it, forgo roommates. They will screw you over. Try to pay 25% of income for rent, even if you have to take transit or commute.

Also, pay off all debt and save at least 25% of your wages if you can at all manage it. A little caution when young will be a huge benefit in just a few years.

Budget plan before you move out. Try to gauge what you realistically can expect to earn, write down all recurring expenses that you can already gauge, try to buy your own groceries for a few weeks just to get a feeling for what stuff actually costs and what you’ll need.

Realistically, the only item where you can actually move the needle is rent. So given the spreadsheet above, you can calculate how much you can spend on rent.

And do yourself a favor: don’t budget on edge unless you really really have to. It’s better to drive a few minutes longer each day, then to spend 10% more on rent. Washing machines break, bikes get stolen, etc

I learned all these lessons the hard way, they are not fun lessons to learn. You will kick yourself later if you also learn them the hard way. First, get a job, today. Work experience before it is necessary will make many many things much easier than hitting everything all at once. As someone else previously stated, make a REALISTIC budget. Realistically, you will likely be making minimum wage. You should also start paying for things yourself so you know the true costs.

You will likely need to stay in a cheap motel in the new city before anyone will give you a job there, and no one will give you a job there if you don’t have a place to live. Additionally, no one will let you rent there if you don’t have a job there. This means you will need to save about 3 months budget before moving into the seedy cheap motel in the new city (start now).

When looking for a place to rent, find one that you can afford by yourself, then get a roommate if desired. Having a place you can only afford with a roommate, and them then moving out, makes you homeless. If you always plan for the worst (and hope for the best), you won’t be caught with your pants down. Please note that generally the cheaper side of town is the more dangerous side of town. If you know anyone that lives there, ask them what parts of town to stay away from.

I’m unsure of how credit/history works in your country, but get a (singular, one, JUST ONE) credit card. Use it ONLY once a month and ALWAYS pay it off EVERY month. I was not that smart. Everyone told me that, and I didn’t listen. Now I’m still paying off debts over a decade later. If you don’t listen to anything else, please take this point to heart. $100 is not a lot to have, but it is a lot to owe. If you want something, save for it.

That said, don’t buy it as soon as you have enough, you need to keep a good chunk in your savings account for emergencies (car broke down, lost your job, getting evicted because your landlord wants to rent it for 3x the price, etc). You should have a minimum of one months expenses saved at all times. I would recommend 3 months worth, but I know how hard that is (still try though).

Start saving for a house and retirement as soon as possible. Put it in a bank/credit union that is easy to put money into, but hard to take it out of. Personally, I put it in a credit union that I can have my main bank send a check to, but can only get the money out in person, Monday through Thursday, from 10am to 4pm.

Learn to cook now. Learning to cook without a teacher is hard. Not knowing how to cook makes buying groceries hard.

Lastly, I don’t recommend a financial planner. They are not free. The person who suggested it brought up retirement, the fact is, no one has any idea what you will need for it by the time you are eligible. Look at any ~70 year span, and then look at the retirement retirements at each end. The only thing you can know about what it costs to retire is that it will be a lot more than what your parents need.

Came here to say learn to cook and always check Youtube before you give up.

Once talked to a younger kid who had just moved out, they were complaining that the cost of a BLT sandwich delivered to their house everyday for lunch was a crazy expensive 9ish dollars at the time, roughly their hourly wage. Yea, of course it is. 7-9 dollars will buy all of the ingredients to make that yourself all week (2015 dollars).

Youtube can teach you a lot more about cooking than a recipe and vague instructions alone. This is a fun channel I discovered during Corona Quarantine.

In addition, always check Youtube for tutorials/DIY videos before you call any repair service, even if it’s covered by your rental agreement. Couple winters ago I was able to kick-start our furnace instead of waiting for the landlord to do something. You can practice on someone else’s stuff before you get your own place; or, if you don’t feel confident trying to fix it yourself see what should be done by whoever shows up.

Edit: and also have a box of cash you never touch, one day you will need it