afaik the expiration just puts the unspent amount back to your bank account (because you still need one with taler), so that can be an advantage if you lost your wallet.
but that other point is very concerning. what’s the point then?
It’s likely an alternative to blik or internal revolut/n26/cashapp transfers. And in that regard it’s an improvement because of its openness. But privacy is not one of the reasons to use it.
Now go read the FAQ and reconsider posting that in a Privacy community.
What is the problem exactly?
The expiration date on the money and p2p fund transfers requiring an intermediary and an ID.
afaik the expiration just puts the unspent amount back to your bank account (because you still need one with taler), so that can be an advantage if you lost your wallet.
but that other point is very concerning. what’s the point then?
It’s likely an alternative to blik or internal revolut/n26/cashapp transfers. And in that regard it’s an improvement because of its openness. But privacy is not one of the reasons to use it.
It’s a payment system, not money.